<?xml version="1.0" encoding="UTF-8"?>
<?xml-stylesheet type="text/xsl" href="titles.xsl"?>
<record
    biblionix-libraryname="Alliance Public Library"
    biblionix-libraryid="1085"
    biblionix-libraryusername="alliance"
    xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
    xsi:schemaLocation="http://www.loc.gov/MARC21/slim http://www.loc.gov/standards/marcxml/schema/MARC21slim.xsd"
    xmlns="http://www.loc.gov/MARC21/slim">

  <leader>02664cam a2200385   4500</leader>
  <controlfield tag="001">531599804</controlfield>
  <controlfield tag="003">TxAuBib</controlfield>
  <controlfield tag="005">20210910120000.0</controlfield>
  <controlfield tag="008">||||||s2014||||||||||||||||||||||||und|u</controlfield>
  <datafield tag="020" ind1=" " ind2=" ">
    <subfield code="a">9781629238791</subfield>
  </datafield>
  <datafield tag="020" ind1=" " ind2=" ">
    <subfield code="a">1629238791</subfield>
  </datafield>
  <datafield tag="028" ind1="5" ind2=" ">
    <subfield code="a">47e29a50-67e6-4934-8400-02ffeb266ea5</subfield>
    <subfield code="b">OverDrive</subfield>
    <subfield code="q">(Reserve ID)</subfield>
  </datafield>
  <datafield tag="028" ind1="5" ind2=" ">
    <subfield code="a">1947887</subfield>
    <subfield code="b">OverDrive</subfield>
    <subfield code="q">(Product ID)</subfield>
  </datafield>
  <datafield tag="040" ind1=" " ind2=" ">
    <subfield code="d">TxAuBib</subfield>
  </datafield>
  <datafield tag="100" ind1="1" ind2=" ">
    <subfield code="a">Halpern, Jake.</subfield>
  </datafield>
  <datafield tag="245" ind1="1" ind2=" ">
    <subfield code="a">Bad Paper</subfield>
    <subfield code="h">[Libby Audiobook] :</subfield>
    <subfield code="b">Chasing Debt from Wall Street to the Underworld.</subfield>
  </datafield>
  <datafield tag="264" ind1=" " ind2="1">
    <subfield code="b">Dreamscape Media, LLC, </subfield>
    <subfield code="c">2014.</subfield>
  </datafield>
  <datafield tag="500" ind1=" " ind2=" ">
    <subfield code="a">Format: OverDrive OverDrive MP3 Audiobook, Filesize: 182MB.</subfield>
  </datafield>
  <datafield tag="500" ind1=" " ind2=" ">
    <subfield code="a">Format: OverDrive OverDrive Listen, Filesize: 182MB.</subfield>
  </datafield>
  <datafield tag="500" ind1=" " ind2=" ">
    <subfield code="a">white collar crime.</subfield>
  </datafield>
  <datafield tag="500" ind1=" " ind2=" ">
    <subfield code="a">True Crime.</subfield>
  </datafield>
  <datafield tag="520" ind1=" " ind2=" ">
    <subfield code="a">HTML:&lt;p&gt;Jake Halpern introduces us to a former banking executive and a former armed robber who become partners and go in quest of "paper" - the uncollected debts that are sold off by banks for pennies on the dollar. As Halpern shows, the world of consumer debt collection is a wild and unregulated shadowland, where operators may misrepresent a debtor's situation, make illegal threats, and even lay claim to debts that are not theirs to collect in the first place. Halpern follows his collectors as they intimidate competitors with weapons, manage high-pressure call centers, and scheme new ways to benefit from American's debt-industrial complex. He also explores the history of collection agencies and reveals the human cost of a system that leaves hardworking Americans with little opportunity to retire their debts in a reasonable way.&lt;/p&gt;.</subfield>
  </datafield>
  <datafield tag="520" ind1=" " ind2=" ">
    <subfield code="a">Current Events.</subfield>
  </datafield>
  <datafield tag="520" ind1=" " ind2=" ">
    <subfield code="a">Nonfiction.</subfield>
  </datafield>
  <datafield tag="520" ind1=" " ind2=" ">
    <subfield code="a">Business.</subfield>
  </datafield>
  <datafield tag="520" ind1=" " ind2=" ">
    <subfield code="a">Finance.</subfield>
  </datafield>
  <datafield tag="538" ind1=" " ind2=" ">
    <subfield code="a">Media Type: Audiobook.</subfield>
  </datafield>
  <datafield tag="590" ind1=" " ind2=" ">
    <subfield code="a">Importer Version: 2014-01-08.01 Import Date: 2021-11-04 17:40:22.</subfield>
  </datafield>
  <datafield tag="700" ind1=" " ind2=" ">
    <subfield code="a">Marshall, Qarie.</subfield>
  </datafield>
  <datafield tag="856" ind1=" " ind2="2">
    <subfield code="u">https://excerpts.cdn.overdrive.com/FormatType-25/2343-1/1947887-BadPaper.wma</subfield>
    <subfield code="3">Excerpt (OverDrive MP3 Audiobook)</subfield>
  </datafield>
  <datafield tag="856" ind1=" " ind2="2">
    <subfield code="u">https://excerpts.cdn.overdrive.com/FormatType-425/2343-1/1947887-BadPaper.mp3</subfield>
    <subfield code="3">Excerpt (OverDrive MP3 Audiobook)</subfield>
  </datafield>
  <datafield tag="856" ind1=" " ind2="2">
    <subfield code="u">https://samples.overdrive.com/?crid=47E29A50-67E6-4934-8400-02FFEB266EA5&amp;.epub-sample.overdrive.com</subfield>
    <subfield code="3">Excerpt (OverDrive MP3 Audiobook)</subfield>
  </datafield>
  <datafield tag="856" ind1=" " ind2="2">
    <subfield code="u">https://excerpts.cdn.overdrive.com/FormatType-25/2343-1/1947887-BadPaper.wma</subfield>
    <subfield code="3">Excerpt (OverDrive Listen)</subfield>
  </datafield>
  <datafield tag="856" ind1=" " ind2="2">
    <subfield code="u">https://excerpts.cdn.overdrive.com/FormatType-425/2343-1/1947887-BadPaper.mp3</subfield>
    <subfield code="3">Excerpt (OverDrive Listen)</subfield>
  </datafield>
  <datafield tag="856" ind1=" " ind2="2">
    <subfield code="u">https://samples.overdrive.com/?crid=47E29A50-67E6-4934-8400-02FFEB266EA5&amp;.epub-sample.overdrive.com</subfield>
    <subfield code="3">Excerpt (OverDrive Listen)</subfield>
  </datafield>
</record>